Best Cell Phone Plans

Discover the best cell phone plans for different users, phones, networks, data amounts, and features at a reasonable price. Here are the best plans we’ve found for 2022.

Best cell phone plans in 2022

We’ve picked the very best phone plans from Verizon, AT&T, T-Mobile, and more — from cheap unlimited to shared data plans for the whole family.

Find the Best Cell Phone Plans USA

Considering a new cell phone plan? Visit our Best Cell Phone Plans of 2022 guide to find the right wireless plan for you.

Best Low-Cost Plans for Those With Modest Data Needs              

Best Plans If You’re 55+: For Those Who Can Easily Manage Their Data Use

For more options, be sure to check out our full list of the best cell phone plans for seniors here. Use Wirefly’s innovative cell phone and plan comparison tools to ensure you are getting the best deal on the market. Shop with confidence knowing that Wirefly wants to help you find the best prices on cell phones, cell phone plans, TV, and Internet service.

This is good for someone who doesn’t use their phone a lot. With a contract plan, you’ll use a wireless card to load minutes onto your phone for talking and texting. No contract phones cannot charge you for overages, as you simply cannot cause them.

Cell Phone Plans

AT&T is an attractive place to go for an unlimited cell phone plan. If you’re a penny-pincher and want the cheapest and most reliable service money can buy, we recommend signing up for a cell phone plan with Republic Wireless. The only downside is Republic doesn’t offer cellular service internationally.

These plans all offer unlimited talk and text and 1GB-4GB of data. Additional plans from Mint Mobile include 10GB for $20 monthly, 15GB for $25 monthly and 35GB for $30 monthly.

Know the smaller and prepaid players   

How to choose the best cell phone plan for you               

Verizon Wireless is our best cell phone provider for 2021, and has been at the top of our guide for the past three years. PCMag provides a thorough, balanced evaluation of the major carriers’ network performance across the country every year; take a look at 2020’s results and keep an eye out for 2021 results soon. In 2021, Verizon’s network will get you 4G coverage in 70% of the U.S.

Here are the best cheap cell phone plans in the U.S. right now. Though not one of the big carriers, Google Fi definitely offers one of the best cell phone plans for traveling abroad.

Visible, an MVNO that runs on Verizon’s powerful network, offers just one phone plan—the $40 Visible Unlimited Plan. The carrier boasts truly impressive 4G LTE and 5G coverage, a huge lineup of phones, and retail stores in seemingly every town and city.

Wirefly offers great deals on a large selection of smartphones, cell phones, tablets, mobile hotspots, and other wireless devices for the nation’s most popular carriers. Visible is one of the most affordable cell phone plans out there today and a reliable option for families and friends.

Phone Plans

We’ve highlighted plans that include unlimited talk and text but limited data in order to stay at a low monthly price. These plans also offer discounts and/or senior services to anyone over the age of 55.

Best Credit Cards 2021 Cash back or travel rewards, we have a credit card that’s right for you. And PCMag’s Fastest Mobile Networks 2021 drive testing showed AT&T and Verizon tied for network availability at 97%.

Family cell phone plans

Prepaid cell phone plans              

We’ve already touched on unlimited data plans, and we’ll show you the best phone plans on the market in this section. If you’re on a limited budget or you just want to get the best possible value for money based on your usage, these plans probably aren’t your best bet.

You can add or remove data at any time — even from your phone. Like Project Fi, Republic Wireless supports a select number of smartphones.

If you want to save money on your cell phone plan, there are more options than ever with new ways to save on major carriers and even smaller, prepaid carriers. However, some people just want the best cell phone plans with as much data as they can burn through in a month without worrying about being capped. 5G plans — The unlimited plans above are the best cell phone plans you can find, so in terms of getting the most out of your 5G, those plans might be the best place to start.

Verizon has four unlimited plans, with Verizon Start being the most affordable of them. That means unlimited data, but not the extras of the more expensive plans such as hotspot or mmWave 5G access.

Best Unlimited Cell Phone Plans of 2022               

What Is a Mobile Virtual Network Operator?      

Types of Cell Phone Plans

Who has the most cost effective cell phone plans?

What cell phone carrier is offering free phones?

Who is the #1 cell phone carrier?

Who is the best cell phone provider right now?

Tello Mobile

Tello Mobile Best Overall

Unlimited Talk & Text
4G/5G data range 1GB to Unlimited
Free mobile hotspot access
Free international calls to 60+ countries
Start at $5/month
Xfinity Mobile

Xfinity Mobile A Solid Verizon’s Network

Unlimited Talk & Text
4G/5G data range 1GB to Unlimited
Free access to 18 million Wi-Fi hotspots
Multi Line Discount
Start at $15/month
Republic Wireless

Republic Wireless A Good Budget Choice

Unlimited Talk & Text
4G/5G data range 1GB to Unlimited
Mobile hotspot access
Unlimited international texting
Wi-Fi calling
Multi line Discount
Start at $15/month
Twigby

Twigby Best for Light Users

Unlimited Talk & Text
4G/5G data range 1GB to Unlimited
Get 50% OFF for 6 Months
Free international texting to over 180 countries
Start at $19/month
Visible

Visible Extreme Value Yet Affordable

Unlimited Talk & Text
Unlimited 4G/5G data
Free mobile hotspot
Free calls to Mexico and Canada
Multi line Discount
$40/month
Ting Mobile

Ting Mobile You Pay for What you Use

Unlimited Talk & Text
4G/5G data range 1GB to Unlimited
Free mobile hotspot access
Start at $10/month
metro by t-mobile

Metro by T-Mobile Best for Heavy Users

Unlimited Talk & Text
4G/5G data range 5GB to Unlimited
Multi line Discount
Mobile Hotspot Access
100GB Cloud One
Start at $30/month
Red Pocket

Red Pocket Best Value for Money

Unlimited Talk & Text
4G/5G data range 3GB to Unlimited
Free International Calling Worldwide
Start at $20/monthStart at $40/month
ultra-mobile

Ultra Mobile Best Bulk Savings Carrier

Unlimited Talk & Text
4G/5G data range 250MB to Unlimited
Mobile hotspot data
Free WiFi Calling & Texts
Free Unlimited Global Text
Free Unlimited Talk to 80+ INTL Countries
Start at $15/month
Straight Talk

Straight Talk Best for All Users

Unlimited Talk & Text
4G/5G data range 5GB to Unlimited
Global calling add on
Start at $35/month

Best Cell Phone Plans 2022

Best Cell Phone Plans

Most people look to the Three major US cell phone carriers when looking for the best cell phone plans. Verizon, T-Mobile, and AT&T all offer phone plans that will suit most people’s needs. However, they might not be within everyone’s financial means.

If you’re looking to save a few more dollars off your monthly wireless plan, smaller carriers could be the best way to save even more money on your cell phone bill.

Tello Mobile – Best Overall

tello logo

Looking to save on your monthly cellular phone service? Then consider a switch to Tello Mobile. Tello allows you to build your own customized plan based on what you exactly need, which gives you full control of your minutes, texts, and data including options for no-data or data-only.

Whether you want a personalized custom plan or unlimited everything for a low monthly rate, Tello could very well be a great fit for you. Not only are the plans affordable, but you also get features like free hotspot access and calling to Canada, Mexico, and China at no extra cost.

Tello also rolling out their new Family plans that allow multi-line customers to mix and match data, minutes & text so that customers can find the perfect phone plan for each family member.

Tello plans pricing

Tello’s plans are all prepaid, so there are no contracts, no early termination fees, and no activation fees for its service.

Another big plus, customers may upgrade or downgrade their plans free of charge, anytime they want. When you change your plan in the middle of the month, they will even carry over your remaining minutes at no extra charge.

If you live in an area where Sprint coverage is strong then Tello could be a good fit for you. If you’re not sure what coverage is like in your area their coverage page will tell you how coverage is at a specific location.

Tello allows you to bring your own phone (Check your phone’s compatibility with Tello here) or purchase one from them. Phone prices are reasonable and they offer many types of both new and refurbished phones from iPhones to Android-based models.

Tello Mobile

Tello Mobile Best Overall

Unlimited Talk & Text
4G/5G data range 1GB to Unlimited
Free mobile hotspot access
Free international calls to 60+ countries
Start at $5/month

Xfinity Mobile – A Solid Verizon’s Network

xfinity mobile logo

Xfinity Mobile is an MVNO that offers cell phone plans exclusively to Comcast Xfinity internet customers. If you live in a location in the US where Comcast already offers its Internet and cable TV service, you might be able to get its wireless phone service as well. The carrier uses Verizon’s 4G LTE network, giving customers access to great coverage.

Xfinity Mobile combines the Verizon Wireless network with Comcast’s 18 million Wi-Fi hotspots to create affordable cellular service. Mobile hotspot is included with Xfinity Mobile at no additional charge. This allows you to get online by using your mobile data to create an internet connection.

XFINITY Mobile Plans Pricing

Customers can choose either Xfinity’s “By the Gig” plan or Xfinity’s unlimited data plan. The unlimited plan has a base price of $45 per line each month (capped at 20GB). By the Gig, the plan has three pricing tiers with different data allotments. Additional data can be added to any package for $12 per GB.

Since there are no additional activation or maintenance fees when adding extra lines, you can add up to 4 friends or family members to your account.

The Xfinity Mobile app (Android here, iPhone here) shows you where your data usage is each month, in order to keep your data usage in check.

Xfinity Mobile

Xfinity Mobile A Solid Verizon’s Network

Unlimited Talk & Text
4G/5G data range 1GB to Unlimited
Free access to 18 million Wi-Fi hotspots
Multi Line Discount
Start at $15/month

Republic Wireless – A Good Budget Choice

republic-wireless-logo

Republic Wireless is one of the first wireless carriers to use a combination of Wi-Fi calling and cellular for their coverage plans.

In short, Republic Wireless uses a cheaper form of communication (Wi-Fi calling) whenever possible to save money on tower usage fees. And You don’t have to do anything to switch from WiFi to cell or cell to WiFi. The phone does it automatically.

Monthly prepaid plans with Republic Wireless start at $15 before taxes and fees. For that price, you get unlimited talk and text. Data is an extra $5 per GB.

Republic Wireless Logo

Republic Wireless uses a combination of the Sprint and T-Mobile networks which means you get reliable coverage. If you’re not sure what coverage is like in your area their coverage page will tell you how coverage is at a specific location.

Republic Wireless also offers to Bring Your Own Phone options so you can keep your compatible device and phone number when you switch. You can quickly and easily check if your current phone is compatible by using the Republic’s compatibility checker.

Additionally, Republic Wireless offers a money-back guarantee on all smartphones and services. If for any reason, you decide Republic isn’t for you, you can contact Republic for a full refund on your device and service within the 14-day window.

Republic Wireless remains a good option for cheap phone service, particularly for people who mostly connect to Wi-Fi and can limit their data to below 1GB per month.

Republic Wireless

Republic Wireless A Good Budget Choice

Unlimited Talk & Text
4G/5G data range 1GB to Unlimited
Mobile hotspot access
Unlimited international texting
Wi-Fi calling
Multi line Discount
Start at $15/month

Twigby – Best for Light Users

Twigby Logo

Looking for a great Mobile Virtual Network Operator (MVNO) with affordable prices and plenty of perks? Twigby may be just what you’re looking for.

Unlike traditional cell phone companies, Twigby gives you the ability to create your own custom, prepaid plan, without a contract or an unnecessary activation fee. And right now all new customers with a 25 percent discount for their first six months of service.

Twigby Plans Pricing

Twigby operates on Verizon and Sprint networks wherever available, casting a larger network across the United States. Twigby also provides overage protection along with family phone plans to keep the whole family covered under the same account.

With Twigby, you can either buy one of their phones to use with their plans or use your own phone. To bring your own phone to Twigby, just check if it’s compatible with the Bring Your Own Device page. Twigby is one of the best cell phone plans for seniors in 2022

Twigby

Twigby Best for Light Users

Unlimited Talk & Text
4G/5G data range 1GB to Unlimited
Get 50% OFF for 6 Months
Free international texting to over 180 countries
Start at $19/month

Visible – Extreme Value Yet Affordable

visible logo

Visible is an excellent choice for those looking for a no-contract, unlimited data experience using Verizon’s vast network.

While most carriers have a variety of phone plans to fit most people’s budgets, Visible takes a much more simple approach, offering only a single Visible unlimited phone plan for $40 a month (taxes and fees included).

Visible get more affordable as you add additional lines on the Party Pay plan. Each additional line you add trims $5 off your bill for each phone, with a maximum discount of $15 per line when you have a total of four phones in use. This makes the final cost just $25 per line.

What’s different about Visible Party Pay is each person still has their own account. Instead of grouping people together under one account with one bill, Visible keeps everyone separate and applies the group discount to each line individually.

Visible plans pricing

Visible has a few limitations: hotspot speeds are throttled, a limited set of devices are compatible, and subscribers have low priority during periods of network congestion. Visible also has the option to bring your own device, you just need to check if your device is compatible by entering its IMEI ID on Visible’s Compatibility Checker.

Visible

Visible Extreme Value Yet Affordable

Unlimited Talk & Text
Unlimited 4G/5G data
Free mobile hotspot
Free calls to Mexico and Canada
Multi line Discount
$40/month

Ting Mobile – You Pay for What you Use

ting logo

Ting offers a unique pricing structure. It’s not like traditional cell phone plans, but it’s different from prepaid plans. While you still have to pay monthly for your service, you only pay what you actually use.

The four sections of a bill are the number and length of the lines, the minutes that a customer will text or talk, and the data they will need each month. Family members can add additional lines to Ting at $6 per line. This includes pooling minutes, text messages, and data.

Ting users have the opportunity to call more than 60 countries at no extra cost. No matter if you’re calling the US, Canada or Mexico, UK, Puerto Rico, or any other country, all minutes count the same.

ting cell phone plans

Ting allows you to bring your device. You can also check the compatibility of your phone with Ting on the Ting website.

Ting subscribers can choose between Sprint and T-Mobile’s networks. The coverage page will show you the coverage in your specific area.

Ting also offers both Android and iOS dashboard apps that allow you to monitor your usage and make changes directly from your smartphone. You have complete control over all devices in your account via the online dashboard. Simply click a toggle switch to turn on or off any feature. Ting offers usage alerts as well as individual line limits.

Ting Mobile

Ting Mobile You Pay for What you Use

Unlimited Talk & Text
4G/5G data range 1GB to Unlimited
Free mobile hotspot access
Start at $10/month

Metro by T-Mobile – Best for Heavy Users

Metro by T-Mobile Logo

Metro by T-Mobile offers prepaid cell phone plans that come with no contracts. All fees and taxes are included in the advertised price, which is a benefit for budget customers. For prepaid customers who want to be in a well-known network, Metro is a great option.

Metro by T-Mobile offers three plans: Unlimited High-Speed Data, 10GB, and Unlimited Data with Prime. Every package comes with different benefits, including unlimited music, Google One, and Amazon Prime.

Metro by T-Mobile makes it simple to make one of their prepaid plans a family affair. With each addition, you can save more on unlimited data plans and the 10GB limited plan.

Metro cell phone plans

Either bring your compatible device to the carrier, or you can purchase one at Metro by T-Mobile. Metro’s Compatibility Tester will check if your device meets the requirements.

T-Mobile’s network will provide great service. T-Mobile’s network has a solid foundation and is rated highly for its reliability and speed.

Metro by T-Mobile has the fastest network speeds and coverage in America without high prices. The plans are straightforward and include four options. Each includes all charges.

metro by t-mobile

Metro by T-Mobile Best for Heavy Users

Unlimited Talk & Text
4G/5G data range 5GB to Unlimited
Multi line Discount
Mobile Hotspot Access
100GB Cloud One
Start at $30/month

Red Pocket – The Best Value for Money

Red Pocket Logo

Red Pocket Mobile is a well-known prepaid carrier that offers plans starting at $2.50 per month. Red Pocket Mobile is one of the few mobile virtual network operators that offer wireless service on all four major networks (Verizon AT&T Sprint and T-Mobile). This allows you to keep your coverage while saving huge on your monthly cell phone bills.

Red Pocket plans are straightforward and have no hidden fees. Customers are given a range of prepaid plans so they don’t have to worry about unexpected charges. Red Pocket Mobile’s cheapest plans start at $10 per month (500 minutes, 500 texts, and 500MB data) or $15 per month (1, 000 min, unlimited texting, 1GB data). Additional texts, minutes and LTE can be purchased.

Red Pocket Cell Phone Plans

All plans, $30, $40, and $60, include unlimited talk and text, unlimited text, 7GB, 15GB, and unlimited LTE data. You also get unlimited data on data plans, including unlimited 2G data if you run out of high-speed data. Red Pocket is like most prepaid carriers and doesn’t charge activation, termination, contracts, or fees to use more data than you have allotted.

Red Pocket Mobile’s 360-Day Plan is a great way to save big on your service. It allows you to pay upfront for an entire year of service. There are a few plans that you can choose from. The Basic Plan offers 100 minutes, 100 text messages, 500MB of data, and costs $60 per month. It goes up to the XL Plan, which provides unlimited data and 15GB for $360 ($33.25 per month).

Red Pocket’s lowest data plans make the best financial sense, as higher data plans can be quite expensive. Red Pocket’s 10GB plan costs $60. You could also get unlimited plans on other carriers for the same price.

Red Pocket’s greatest advantage is compatibility with all major U.S. carriers. This allows you to bring your phone (BYOP), to the network, regardless of which carrier it was previously.

Red Pocket

Red Pocket Best Value for Money

Unlimited Talk & Text
4G/5G data range 3GB to Unlimited
Free International Calling Worldwide
Start at $20/monthStart at $40/month

Ultra Mobile – The Best Bulk Savings Carrier

ultra mobile logo

Ultra Mobile is one of the many Mobile Virtual Network Operators that T-Mobile has. You can lease T-Mobile’s network, and they will sell it to your company as an alternative carrier. This means that you get great coverage and a lower price.

Ultra Mobile plans can be purchased prepaid. This means that you have to pay for the service before you actually use it. Plans starting at $14 with 1GB of high-speed data are available. Unlimited starts at $49 per month with 2GB or 5GB plans. Mint Mobile, which is part of the same company, offers plans that can be purchased in 3 to 6 or 12-month terms.

Ultra Mobile phone plans

All Ultra Mobile plans include unlimited talk to more than 80+ international destinations (landlines or mobiles, depending on the country). You can find the complete list on ultramobile’s website.

Ultra Mobile is a T-Mobile customer. They use T-Mobile’s mobile towers so if your area has good T-Mobile coverage, they may be a good fit. Ultra Mobile allows you to choose whether to buy one of their phones or your own phone. Click here to see if your phone is compatible.

Ultra Mobile is different from other budgets MVNOs in that it offers free international text and talk. Ultra Mobile’s plans are among the most affordable in the industry, and they allow you to keep in touch with family and friends around the world without having to spend a lot.

ultra-mobile

Ultra Mobile Best Bulk Savings Carrier

Unlimited Talk & Text
4G/5G data range 250MB to Unlimited
Mobile hotspot data
Free WiFi Calling & Texts
Free Unlimited Global Text
Free Unlimited Talk to 80+ INTL Countries
Start at $15/month

Straight Talk – The Best for All Users

Straight Talk logo

Straight Talk, a well-known mobile virtual operator (MVNO), is owned by TracFone. It leases wireless service from all four Big Four networks, which include AT&T, Sprint, and T-Mobile.

Straight Talk offers individuals no-contract plans on 30-day refills. These plans start at the basic talk, text, and limited data and go up to unlimited data. Except for a monthly payment plan, there are no contracts.

Straight Talk cell phone plans

Plan prices start at $30 per month for 1500 minutes, unlimited texting, and 100MB of data. $55/month will get you 5GB 4G LTE, unlimited text and talk, and unlimited data. Straight Talk also offers discounted 3-month, 6-month, and 12-month data plans.

Straight Talk can be used to save money. You can also save some money by signing up for auto-refill. This option is available at any time and you can cancel it at any moment.

Straight Talk

Straight Talk Best for All Users

Unlimited Talk & Text
4G/5G data range 5GB to Unlimited
Global calling add on
Start at $35/month

These are the top cell phone plans you can get in 2021. Once new options are available, we’ll add them to this list.

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